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Banana Boat Ultra Reef Friendly Sunscreen Lotion, Broad Spectrum SPF 30

Banana Boat Ultra Reef Friendly Sunscreen Lotion, Broad Spectrum SPF 30

65/100 overall score

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About this sunscreen

Banana Boat Ultra Reef Friendly Lotion SPF 30 is a chemical sunscreen using older filters, Homosalate, Octocrylene, Ethylhexyl Salicylate and Butyl Methoxydibenzoylmethane. It has a balanced finish, low white cast and a lightweight feel, with a medium chance of stinging the eyes. Breakout risk is generally low and it layers acceptably under makeup. With good protection and a middling overall score, it is a reasonable everyday body and beach lotion.

Ingredient & SPF scores

β˜€οΈ

UV protection

Good 60
  • +30 Butyl Methoxydibenzoylmethane at #1, UV filter (UVA1 +16)
  • +12 Homosalate at #2, UV filter
  • +8 Ethylhexyl Salicylate at #3, UV filter
  • +15.2 Octocrylene at #4, UV filter
  • Γ—0.9 Limited long-UVA1 coverage
  • +1 Label claims (SPF 30)
How we rate uv protection β†’
☒️

Health safety

Medium 46
  • +100 Starting score
  • βˆ’40 Homosalate at #2 (regulatory/evidence concern)
  • βˆ’10.5 Octocrylene at #4, stacked (regulatory/evidence concern)
  • βˆ’3.5 Avobenzone at #1, stacked (regulatory/evidence concern)
How we rate health safety β†’
🀧

Allergens

Low 67
  • +100 Starting score
  • βˆ’18 Fragrance
  • βˆ’12 Opaque "Fragrance", hidden allergens that can't be checked from the label
  • βˆ’3 Photoallergen-tail UV filters (Octocrylene)
How we rate allergens β†’
πŸ‘»

White cast

Low 100
  • +100 Starting score
How we rate white cast β†’
πŸ”₯

Eye sting

Medium 35
  • +100 Starting score
  • βˆ’24 Avobenzone at #1, migrates into eyes with sweat
  • βˆ’15 Octocrylene at #4, migrates into eyes with sweat
  • βˆ’9 Homosalate at #2, migrates into eyes with sweat
  • βˆ’9 Octisalate at #3, migrates into eyes with sweat
  • βˆ’8 Fragrance
How we rate eye sting β†’
πŸͺ¨

Heavy feel

Low 100
  • +100 Starting score
How we rate heavy feel β†’
πŸ”΄

Comedogenic

Low 100
  • +100 Starting score
How we rate comedogenic β†’
πŸ„

Fungal acne

Medium 52
  • +100 Starting score
  • βˆ’48 2 long-chain (C12+) esters that feed Malassezia (Glyceryl Stearate, PEG-100 Stearate)
How we rate fungal acne β†’
πŸ‘•

Fabric stains

High 25
  • +100 Starting score
  • βˆ’50 Avobenzone at #1, reacts with iron in wash water into rust-yellow stains
  • βˆ’15 Octocrylene at #4, co-stains alongside avobenzone
  • βˆ’10 Avobenzone + Octocrylene, the classic staining pair
How we rate fabric stains β†’
πŸ’§

Moisture

Balanced
LightNourishing
  • β†’ 0.5 1 fatty-alcohol emollients (Cetyl Alcohol)
How we rate moisture β†’
✨

Finish

Balanced
MatteDewy

Nothing flagged in the ingredient list.

How we rate finish β†’
πŸ’„

Makeup base

Okay
PillsPrimer
  • ← 0.5 Gel polymers prone to pilling under friction (Sodium Polyacrylate)
How we rate makeup base β†’
🌊

Water resistance

Not resistant
Non-water-resistantWater-resistant
  • +6 2 film-forming polymers that lock the formula on for water resistance
How we rate water resistance β†’

Full ingredient list (22)

What each ingredient does and how it moves each rating: green helps, red hurts, ↑ / ↓ give the direction, and ← / β†’ shift a slider toward its ends (finish, moisture, makeup base). Auto-derived from our scoring rules and the ingredient's position.

  1. Legacy UV filter (Avobenzone), high in the list, a primary filter

    • ↑ 30 UV protection, incl. long-UVA (UVA1)
    • ↓ 3.5 stacked (regulatory/evidence concern)
    • ↑ 24 migrates into eyes with sweat
    • ↑ 50 reacts with iron in wash water into rust-yellow stains
  2. 2 Homosalate

    Legacy UV filter (Homosalate), high in the list, a primary filter

    • ↑ 12 UV protection
    • ↑ 9 migrates into eyes with sweat
  3. 3 Ethylhexyl Salicylate

    Legacy UV filter (Octisalate), high in the list, a primary filter

    • ↑ 8 UV protection
    • ↑ 9 migrates into eyes with sweat
  4. 4 Octocrylene

    Legacy UV filter (Octocrylene)

    • ↑ 15.2 UV protection
    • ↓ 10.5 stacked (regulatory/evidence concern)
    • ↑ 15 migrates into eyes with sweat
    • ↑ 15 co-stains alongside avobenzone
  5. 5 Water

    Solvent base, the water phase

  6. 6 Glyceryl Stearate

    Emulsifier, keeps oil and water blended

    • ↑ 24 feeds malassezia
  7. 7 PEG-100 Stearate

    Emulsifier, keeps oil and water blended

    • ↑ 24 feeds malassezia
  8. 8 Cetyl Alcohol

    Fatty alcohol, an emollient and thickener, not the drying kind

    • 0.5 β†’ nourishing fatty-alcohol emollient
  9. 9 Cetyl Dimethicone

    Emollient, softens and smooths skin

  10. 10 Propylene Glycol

    Humectant, pulls water into the skin

  11. 11 Phenoxyethanol

    Preservative, keeps the formula from spoiling

  12. 12 Caprylyl Glycol

    Preservative, keeps the formula from spoiling

  13. 13 Vp/Eicosene Copolymer

    Film former, locks the formula onto skin for water resistance

    • ↑ 3 film former
  14. Thickener and texture, structures the gel or cream

    • ↑ 3 film former
  15. 15 Behenyl Alcohol

    Fatty alcohol, an emollient and thickener, not the drying kind

  16. 16 Sodium Polyacrylate

    Thickener and texture, structures the gel or cream

  17. 17 Chlorphenesin

    Preservative, keeps the formula from spoiling

  18. 18 Xanthan Gum

    Thickener and texture, structures the gel or cream

  19. 19 Disodium EDTA

    Chelator, binds stray metal ions to keep the formula stable

  20. 20 Fragrance

    Fragrance

  21. 21 Tocopheryl Acetate

    Antioxidant, protects the formula and skin

  22. Soothing, skin-conditioning active

Is the Banana Boat Ultra Reef Friendly Sunscreen Lotion, Broad Spectrum SPF 30 mineral or chemical sunscreen?

It is a chemical sunscreen. It uses older filters: Homosalate, Octocrylene, Ethylhexyl Salicylate and Butyl Methoxydibenzoylmethane.

What SPF is the Banana Boat Ultra Reef Friendly Sunscreen Lotion, Broad Spectrum SPF 30?

It is SPF 30 and rates as good protection. It is a broad-spectrum lotion suited to everyday body and beach use.

Is Banana Boat Ultra Reef Friendly any good?

It has good protection and a mid-range overall score. It is lightweight with low white cast, though it may sting the eyes, so it is a reasonable everyday body lotion.

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