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Olay Complete + Daily Facial Moisturizer With Sunscreen Broad Spectrum SPF 40

Olay Complete + Daily Facial Moisturizer With Sunscreen Broad Spectrum SPF 40

69/100 overall score

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About this sunscreen

Olay Complete + Daily Facial Moisturizer With Sunscreen Broad Spectrum SPF 40 is a chemical daily moisturiser using avobenzone, homosalate, ethylhexyl salicylate and octocrylene. The older filter mix wears to a matte finish with low white cast and a lightweight feel, and is generally low risk for clogging pores. With good protection and a score of 68.5/100, it is a sensible 2-in-1 moisturiser and sunscreen for everyday use.

Ingredient & SPF scores

β˜€οΈ

UV protection

Good 60
  • +30 Butyl Methoxydibenzoylmethane at #1, UV filter (UVA1 +16)
  • +12 Homosalate at #2, UV filter
  • +8 Ethylhexyl Salicylate at #3, UV filter
  • +15.2 Octocrylene at #4, UV filter
  • Γ—0.9 Limited long-UVA1 coverage
  • +1 Label claims (SPF 40)
How we rate uv protection β†’
☒️

Health safety

Medium 46
  • +100 Starting score
  • βˆ’40 Homosalate at #2 (regulatory/evidence concern)
  • βˆ’10.5 Octocrylene at #4, stacked (regulatory/evidence concern)
  • βˆ’3.5 Avobenzone at #1, stacked (regulatory/evidence concern)
How we rate health safety β†’
🀧

Allergens

Low 97
  • +100 Starting score
  • βˆ’3 Photoallergen-tail UV filters (Octocrylene)
How we rate allergens β†’
πŸ‘»

White cast

Low 100
  • +100 Starting score
How we rate white cast β†’
πŸ”₯

Eye sting

Medium 43
  • +100 Starting score
  • βˆ’24 Avobenzone at #1, migrates into eyes with sweat
  • βˆ’15 Octocrylene at #4, migrates into eyes with sweat
  • βˆ’9 Homosalate at #2, migrates into eyes with sweat
  • βˆ’9 Octisalate at #3, migrates into eyes with sweat
How we rate eye sting β†’
πŸͺ¨

Heavy feel

Low 100
  • +100 Starting score
How we rate heavy feel β†’
πŸ”΄

Comedogenic

Low 99
  • +100 Starting score
  • βˆ’1 Palmitic Acid at #18, moderate comedogenic signal
How we rate comedogenic β†’
πŸ„

Fungal acne

Low 85
  • +100 Starting score
  • βˆ’9 1 long-chain (C12+) esters that feed Malassezia (PEG-100 Stearate)
  • βˆ’6 3 ubiquitous fatty ingredients (Stearic Acid, Palmitic Acid, Cetearyl Glucoside), weak Malassezia signal
How we rate fungal acne β†’
πŸ‘•

Fabric stains

High 25
  • +100 Starting score
  • βˆ’50 Avobenzone at #1, reacts with iron in wash water into rust-yellow stains
  • βˆ’15 Octocrylene at #4, co-stains alongside avobenzone
  • βˆ’10 Avobenzone + Octocrylene, the classic staining pair
How we rate fabric stains β†’
πŸ’§

Moisture

Hydrating
LightNourishing
  • ← 6.5 2 sebum-absorbing powders (Tapioca Starch, Polymethylsilsesquioxane)
  • β†’ 10 Glycerin at #7, the anchor humectant
  • β†’ 2 1 strong humectants (Panthenol)
  • β†’ 6 Ceramide barrier lipids
How we rate moisture β†’
✨

Finish

Matte
MatteDewy
  • ← 7 2 sebum-absorbing powders (Tapioca Starch, Polymethylsilsesquioxane)
How we rate finish β†’
πŸ’„

Makeup base

Okay
PillsPrimer
  • β†’ 1 Primer-style base, volatile silicones and dimethicone slip
  • β†’ 3 1 soft-focus powders in moderation
  • ← 1.5 Humectant syrup tackiness (partly offset by the base)
How we rate makeup base β†’
🌊

Water resistance

Not resistant
Non-water-resistantWater-resistant

Nothing flagged in the ingredient list.

How we rate water resistance β†’

Skincare extras

Beneficial actives this formula contains. Informational only, not part of the rating: their effect depends on a concentration the label does not disclose.

  • ✨ Niacinamide
  • ✨ Vitamin E
  • ✨ Panthenol (B5)

Full ingredient list (31)

What each ingredient does and how it moves each rating: green helps, red hurts, ↑ / ↓ give the direction, and ← / β†’ shift a slider toward its ends (finish, moisture, makeup base). Auto-derived from our scoring rules and the ingredient's position.

  1. Legacy UV filter (Avobenzone), high in the list, a primary filter

    • ↑ 30 UV protection, incl. long-UVA (UVA1)
    • ↓ 3.5 stacked (regulatory/evidence concern)
    • ↑ 24 migrates into eyes with sweat
    • ↑ 50 reacts with iron in wash water into rust-yellow stains
  2. 2 Homosalate

    Legacy UV filter (Homosalate), high in the list, a primary filter

    • ↑ 12 UV protection
    • ↑ 9 migrates into eyes with sweat
  3. 3 Ethylhexyl Salicylate

    Legacy UV filter (Octisalate), high in the list, a primary filter

    • ↑ 8 UV protection
    • ↑ 9 migrates into eyes with sweat
  4. 4 Octocrylene

    Legacy UV filter (Octocrylene)

    • ↑ 15.2 UV protection
    • ↓ 10.5 stacked (regulatory/evidence concern)
    • ↑ 15 migrates into eyes with sweat
    • ↑ 15 co-stains alongside avobenzone
  5. 5 Water

    Solvent base, the water phase

  6. 6 Tapioca Starch

    Mattifying powder, absorbs oil and blurs the finish

    • light ← 5 sebum-absorbing powder
    • matte ← 6 sebum-absorbing powder
  7. 7 Glycerin

    Humectant, pulls water into the skin

    • 10 β†’ nourishing the anchor humectant
  8. 8 Niacinamide

    Soothing, skin-conditioning active

  9. 9 Dimethicone

    Emollient, softens and smooths skin

  10. 10 Tocopheryl Acetate

    Antioxidant, protects the formula and skin

  11. Botanical extract

  12. 12 Panthenol

    Soothing, skin-conditioning active

    • 2 β†’ nourishing humectant
  13. 13 Caprylyl Glycol

    Preservative, keeps the formula from spoiling

  14. 14 Dimethiconol

    Emollient, softens and smooths skin

  15. 15 Cetearyl Glucoside

    Emulsifier, keeps oil and water blended

    • ↑ 2 minor malassezia feeder
  16. 16 Cetearyl Alcohol

    Fatty alcohol, an emollient and thickener, not the drying kind

  17. 17 Stearic Acid

    Emollient, softens and smooths skin

    • ↑ 2 minor malassezia feeder
  18. 18 Palmitic Acid

    Emollient, softens and smooths skin

    • ↑ 1 moderate comedogenic signal
    • ↑ 2 minor malassezia feeder
  19. 19 Stearyl Alcohol

    Fatty alcohol, an emollient and thickener, not the drying kind

  20. 20 Cetyl Alcohol

    Fatty alcohol, an emollient and thickener, not the drying kind

  21. 21 Behenyl Alcohol

    Fatty alcohol, an emollient and thickener, not the drying kind

  22. 22 Disodium EDTA

    Chelator, binds stray metal ions to keep the formula stable

  23. Thickener and texture, structures the gel or cream

  24. 24 PEG-100 Stearate

    Emulsifier, keeps oil and water blended

    • ↑ 9 feeds malassezia
  25. 25 Polymethylsilsesquioxane

    Mattifying powder, absorbs oil and blurs the finish

    • light ← 1.5 sebum-absorbing powder
    • matte ← 1 sebum-absorbing powder
  26. 26 1,2-Hexanediol

    Humectant, pulls water into the skin

  27. 27 Phenoxyethanol

    Preservative, keeps the formula from spoiling

  28. 28 Niacinamide

    Soothing, skin-conditioning active

  29. 29 Tocopherol

    Antioxidant, protects the formula and skin

  30. 30 Ceramide

    Soothing, skin-conditioning active

  31. 31 Panthenol

    Soothing, skin-conditioning active

Is Olay Complete + good for oily skin?

It wears to a matte finish and is generally low risk for clogging pores, which helps oily skin. It is a 2-in-1 moisturiser and sunscreen.

Is the Olay Complete + Daily Facial Moisturizer With Sunscreen Broad Spectrum SPF 40 mineral or chemical?

It is chemical, using avobenzone, homosalate, ethylhexyl salicylate and octocrylene. The filter blend is older-generation.

Is Olay Complete + SPF 40 a good sunscreen?

It scores 68.5/100 with good protection, so it is a sensible everyday moisturiser with sun protection. White cast is low.

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