Rate My SPF

Top Care Illuminating Daily Moisturizer Broad Spectrum SPF 15

Top Care SPF 15
Top Care Illuminating Daily Moisturizer Broad Spectrum SPF 15

58/100 overall score

Sign in to see this product's score for your skin.

About this sunscreen

Top Care Illuminating Daily Moisturizer is a broad spectrum SPF 15 chemical formula using older-generation filters: Butyl Methoxydibenzoylmethane, Ethylhexyl Salicylate and Octocrylene. It is primarily a moisturizer with light sun protection, wearing lightweight with a balanced finish and low white cast. Breakout risk is low, though it can sting at a medium level. With only moderate protection at SPF 15 and a score of 58.4/100, it is best treated as a daily moisturizer rather than primary sun defense.

Ingredient & SPF scores

☀️

UV protection

Moderate 49
  • +30 Butyl Methoxydibenzoylmethane at #1, UV filter (UVA1 +16)
  • +8 Ethylhexyl Salicylate at #2, UV filter
  • +16 Octocrylene at #3, UV filter
  • ×0.9 Limited long-UVA1 coverage
How we rate uv protection →
☢️

Health safety

Low 27
  • +100 Starting score
  • −30 Octocrylene at #3 (regulatory/evidence concern)
  • −3.5 Avobenzone at #1, stacked (regulatory/evidence concern)
  • −40 Isobutylparaben at #24, EU-banned paraben
  • −12 Butylparaben at #22, endocrine-scrutinized preservative
  • −10 Propylparaben at #23, endocrine-scrutinized preservative
  • +22 Shelf-chemistry block capped
How we rate health safety →
🤧

Allergens

Low 67
  • +100 Starting score
  • −18 Fragrance
  • −1 1 declared fragrance allergens
  • −11 Opaque "Fragrance", hidden allergens that can't be checked from the label
  • −3 Photoallergen-tail UV filters (Octocrylene)
How we rate allergens →
👻

White cast

Low 100
  • +100 Starting score
How we rate white cast →
🔥

Eye sting

Medium 36
  • +100 Starting score
  • −24 Avobenzone at #1, migrates into eyes with sweat
  • −22 Octocrylene at #3, migrates into eyes with sweat
  • −9 Octisalate at #2, migrates into eyes with sweat
  • −1 Volatile alcohol at #30
  • −8 Fragrance
How we rate eye sting →
🪨

Heavy feel

Low 95
  • +100 Starting score
  • −5 Behenyl Alcohol at #7, rich gel-network thickener
How we rate heavy feel →
🔴

Comedogenic

Low 100
  • +100 Starting score
How we rate comedogenic →
🍄

Fungal acne

Medium 42
  • +100 Starting score
  • −12 1 polysorbate/sorbitan emulsifiers that feed Malassezia (Polysorbate 80)
  • −9 1 oils/butters that feed Malassezia (Lecithin)
  • −32 3 long-chain (C12+) esters that feed Malassezia (Steareth-2, Steareth-21, Laureth-7)
  • −5 1 ubiquitous fatty ingredients (Cetearyl Glucoside), weak Malassezia signal
How we rate fungal acne →
👕

Fabric stains

High 25
  • +100 Starting score
  • −50 Avobenzone at #1, reacts with iron in wash water into rust-yellow stains
  • −15 Octocrylene at #3, co-stains alongside avobenzone
  • −10 Avobenzone + Octocrylene, the classic staining pair
How we rate fabric stains →
💧

Moisture

Balanced
LightNourishing
  • ← 2 Volatile alcohol at #30
  • ← 1.5 1 sebum-absorbing powders (Polymethyl Methacrylate)
  • ← 1 Volatile carriers flash off, leaving a dry finish
  • → 4 Glycerin at #12, the anchor humectant
  • → 1 1 strong humectants (Panthenol)
  • → 2.5 3 fatty-alcohol emollients (Cetearyl Alcohol, Behenyl Alcohol, Arachidyl Alcohol)
How we rate moisture →

Finish

Balanced
MatteDewy
  • ← 1 1 sebum-absorbing powders (Polymethyl Methacrylate)
  • ← 1 Volatile carriers flash off, leaving a dry finish
  • ← 0.5 Volatile alcohol at #30
  • → 6 1 emollient lipids (C12-15 Alkyl Benzoate)
How we rate finish →
💄

Makeup base

Okay
PillsPrimer
  • → 2 Dry-touch esters, smooth fast-absorbing base
  • ← 0.5 Gel polymers prone to pilling under friction (Polyacrylamide)
How we rate makeup base →
🌊

Water resistance

Not resistant
Non-water-resistantWater-resistant

Nothing flagged in the ingredient list.

How we rate water resistance →

Full ingredient list (36)

What each ingredient does and how it moves each rating: green helps, red hurts, ↑ / ↓ give the direction, and ← / → shift a slider toward its ends (finish, moisture, makeup base). Auto-derived from our scoring rules and the ingredient's position.

  1. Legacy UV filter (Avobenzone), high in the list, a primary filter

    • ↑ 30 UV protection, incl. long-UVA (UVA1)
    • ↓ 3.5 stacked (regulatory/evidence concern)
    • ↑ 24 migrates into eyes with sweat
    • ↑ 50 reacts with iron in wash water into rust-yellow stains
  2. Legacy UV filter (Octisalate), high in the list, a primary filter

    • ↑ 8 UV protection
    • ↑ 9 migrates into eyes with sweat
  3. 3 Octocrylene

    Legacy UV filter (Octocrylene), high in the list, a primary filter

    • ↑ 16 UV protection
    • ↑ 22 migrates into eyes with sweat
    • ↑ 15 co-stains alongside avobenzone
  4. 4 Water

    Solvent base, the water phase

  5. Emollient, softens and smooths skin

    • 6 → dewy emollient lipid
  6. Fatty alcohol, an emollient and thickener, not the drying kind

    • 1 → nourishing fatty-alcohol emollient
  7. Fatty alcohol, an emollient and thickener, not the drying kind

    • ↑ 5 rich gel-network thickener
    • 1 → nourishing fatty-alcohol emollient
  8. Emulsifier, keeps oil and water blended

  9. Fatty alcohol, an emollient and thickener, not the drying kind

    • 0.5 → nourishing fatty-alcohol emollient
  10. Emulsifier, keeps oil and water blended

    • ↑ 5 minor malassezia feeder
  11. 11 Steareth-2

    Emulsifier, keeps oil and water blended

    • ↑ 14 feeds malassezia
  12. 12 Glycerin

    Humectant, pulls water into the skin

    • 4 → nourishing the anchor humectant
  13. 13 Steareth-21

    Emulsifier, keeps oil and water blended

    • ↑ 9 feeds malassezia
  14. 14 Dimethicone

    Emollient, softens and smooths skin

  15. Emollient, softens and smooths skin

  16. 16 Polyacrylamide

    Thickener and texture, structures the gel or cream

  17. Emollient, softens and smooths skin

    • light ← 1 volatile carrier, flashes off
    • matte ← 1 volatile carrier, flashes off
  18. 18 Laureth-7

    Emulsifier, keeps oil and water blended

    • ↑ 9 feeds malassezia
  19. 19 Phenoxyethanol

    Preservative, keeps the formula from spoiling

  20. 20 Methylparaben

    Preservative, keeps the formula from spoiling

  21. 21 Ethylparaben

    Preservative, keeps the formula from spoiling

  22. 22 Butylparaben

    Preservative, keeps the formula from spoiling

    • ↓ 12 endocrine-scrutinized preservative
  23. 23 Propylparaben

    Preservative, keeps the formula from spoiling

    • ↓ 10 endocrine-scrutinized preservative
  24. 24 Isobutylparaben

    Preservative, keeps the formula from spoiling

    • ↓ 40 EU-banned paraben
  25. 25 Panthenol

    Soothing, skin-conditioning active

    • 1 → nourishing humectant
  26. Mattifying powder, absorbs oil and blurs the finish

    • light ← 1.5 sebum-absorbing powder
    • matte ← 1 sebum-absorbing powder
  27. 27 Lecithin

    Emulsifier, keeps oil and water blended

    • ↑ 9 feeds malassezia
  28. 28 Soy Isoflavones

    Supporting ingredient

  29. 29 Polysorbate 80

    Emulsifier, keeps oil and water blended

    • ↑ 12 feeds malassezia
  30. 30 Alcohol

    Volatile alcohol, a drying solvent that can sting eyes

  31. 31 Benzyl Alcohol

    Preservative, keeps the formula from spoiling

  32. 32 Disodium EDTA

    Chelator, binds stray metal ions to keep the formula stable

  33. 33 Fragrance

    Fragrance

  34. Supporting ingredient

  35. 35 BHT

    Antioxidant, protects the formula and skin

  36. 36 Triethanolamine

    pH adjuster

Is this Top Care moisturizer good sun protection?

It offers only light protection. At SPF 15 the protection is moderate and it scores 58.4/100, so it is best used as a daily moisturizer rather than primary sun defense.

Is the Top Care Illuminating Daily Moisturizer Broad Spectrum SPF 15 mineral or chemical?

It is chemical, using older-generation filters: Butyl Methoxydibenzoylmethane, Ethylhexyl Salicylate and Octocrylene.

Does it work for acne-prone skin?

Breakout risk is rated low and the finish is balanced, so it is generally acne-friendly. It can sting at a medium level, so take care near the eyes.

← all products